Debt relief help is a form of debt consolidation that combines your many, high-interest debts into one monthly payment with a lower interest rate.
Learn about how debt relief works.

How It Works

Learn more about debt relief help here. We'll explain what it is, what you need to qualify, and how the debt relief process works.

Your first step is to sign up for your free debt relief help consultation.

What Debt Relief Help Is

Debt relief help is a form of debt consolidation that combines your many, high-interest debts into one monthly payment with a lower interest rate. The reduced interest rate enables you to pay more toward the principal of your debt without raising your monthly payments, thereby enabling you to get out of debt faster. Debt relief help companies arrange reduced interest rates for their customers with most major creditors in advance. Then, when you become a customer, these special rates that are not available to the public are applied to your accounts. Debt relief help can reduce the hassle of having to pay dozens of creditors each month, and it can alleviate your payment burden each month.

Qualifying for Debt Relief Help

To qualify for debt relief help, you will need to meet the following criteria:

  • Have at least $5,000 in unsecured debt
  • Not currently enrolled in a debt consolidation program
  • Fairly current on your payments
  • Willing to cancel the credit cards included in consolidation

The Debt Relief Help Process

The debt relief help process involves just a few simple steps. Here is how it works:

  1. Sign up for your free consultation. Your first step is to sign up for your free debt relief help consultation. The consolidation company will review your debts to determine which service is right for you. Check out our types of debt relief help page for more details.
  2. Apply for debt relief help. If after the free consultation you wish to enroll in debt relief help, you can then do so on your service's website. Most applications take only a few minutes to fill out.
  3. Your debts are consolidated. Your debt relief help service will apply their pre-negotiated, reduced interest rates to your various accounts to determine your new monthly payment.
  4. You make a single payment per month to your debt relief help service. Once your debts are consolidated, you make a single payment every month to the consolidation service. You can even sign up for automatic withdrawal to avoid having to write a check.
  5. Your payment is divided among your creditors. The debt relief help service will divvy your payment up among your creditors for you, so your bills are always paid on time.